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LAND AND LOT LOAN
A land and lot loan is financing designed to help you purchase vacant land or a finished lot, whether for future construction, development, or investment, providing the flexibility and capital to lay the foundation for your next project.
Collateral
Unentitled Land
Entitled Lot
Developed Lot
Lot with Existing Structure
Agricultural Land
Commercial Land
LTV
Up to 80% for Traditional Acquisition and Refinance
Up to 80% for Cash-Out
Up to 60% for Non-Income Application
Term
Short-Term Bridge
25-30 Years Amortization
Minimum Property Value
$200k
Loan Amount
$100k – $100M
Minimum FICO
680 for regular loans
560 for hard-money loans
Experience
No Experience Requirement
Pre-Payment Penalty
Optional
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