Explore six financing paths by property and project type. Open each for loan size and terms, then visit its page for full details.
Loan size $100K–$5M
Fix & Flip
Flexible acquisition and renovation financing designed to help real estate investors move quickly, maximize leverage, and adapt as project needs change.
Property fit
Residential 1-4 unit and multifamily (5-8 units) properties
Term
9–12 months
Residential 1-4 unit and multifamily (5-8 units) properties
$100,000–$5 million
9-12 months, interest-only
Up to 100% loan-to-value before rehab for qualifying experienced, high-credit investors
Long-term rental-property financing based primarily on the property’s cash flow, giving investors flexible leverage without relying on traditional personal-income documentation.
Property fit
Residential 1-4 unit and multifamily (5-8 units) properties
Term
Long-term
Residential 1-4 unit and multifamily (5-8 units) properties
Flexible financing for business-use and income-producing properties, including multifamily, offices, warehouses, retail centers, medical facilities, assembly plants, gas stations, RV parks, and other commercial assets.
Property fit
Purchase, refinance, and delayed-purchase financing
Term
Bridge or long-term
Purchase, refinance, and delayed-purchase financing
$500,000–$10 million
Bridge or long-term financing; maturity and amortization vary by structure
Up to 75% LTV; documentation requirements vary by structure
Short-term financing for borrowers who need to close quickly or require additional time to stabilize a property, execute a business plan, or transition to permanent financing.
Property fit
Residential and commercial properties
Term
12–24 months
Residential and commercial properties
$500,000–$5 million
12-24 months
50%–60% loan-to-value
Options for borrowers with low FICO or no established FICO score
Foreign borrowers and nonprofit organizations may be eligible
Our programs cover residential investment properties, rental portfolios, commercial properties, ground-up construction, and land. Property eligibility and loan terms depend on the program and the transaction.
Can I request financing outside Texas?+
Yes. We review real estate financing scenarios across the United States. Include the property state in your request so our team can confirm program availability for that location.
Will requesting a quote affect my credit score?+
The initial website request does not pull your credit or commit you to a loan. Our team will explain any credit review required before you proceed with an application.
What information should I have ready?+
Start with the property address or location, financing purpose, requested loan amount, and target closing date. Include purchase price or estimated value and any renovation budget or rental income that applies. Our team will follow up about supporting documents.
How quickly can a loan close?+
Some qualifying transactions can close in as few as 14 days. Timing depends on the program, property review, title work, underwriting, and complete documentation. Share your deadline early so we can assess the timeline.
Do all programs have the same credit and experience requirements?+
No. Requirements vary by program and borrower profile. Review the program details and share your scenario for a team assessment; submitting a request is not an approval or a commitment to lend.
Can my broker submit the request for me?+
Yes. Brokers can select the broker option and provide both their own contact details and the borrower’s information. We use those details to coordinate follow-up with the representative. Discuss compensation and transaction-specific arrangements with our team.
What happens after I submit?+
You will see a confirmation when your request is saved. Our team receives your submitted information and follows up to discuss the scenario, clarify any missing details, and explain the next steps.
Program availability, leverage, loan amounts, terms, credit requirements, documentation requirements, and closing timelines are subject to change. Final terms depend on the property, transaction, borrower profile, lender approval, and complete underwriting. This information is for general informational purposes and does not constitute a commitment to lend.
