Privacy Policy
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Effective Date: July 1, 2025
Last Updated: July 1, 2025
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Faundare Capital ("we", "our", or "us") is a business and commercial loan agency that provides lending services directly and through our network of lending partners and capital providers. We value your trust and are committed to protecting your personal information.
This Privacy Policy explains how we collect, use, disclose, and protect your information when you interact with us through our website, social media platforms, forms, or in connection with any financial product application.
This policy applies to all visitors, applicants, and clients who use our services.
1. Information We Collect
As a lending agency, we collect both personally identifiable and financial information to evaluate your eligibility for credit or financing solutions.
a. Information You Provide to Us
When you apply for a loan, request a quote, or contact us, we may collect:
- Full name
- Business name, structure, and EIN
- Social Security Number (SSN) or Tax ID
- Contact information (email, phone, address)
- Bank statements, tax returns, credit reports
- Income and asset details
- Ownership, guarantor, or officer information
- Business performance metrics (revenue, profit, liabilities)
b. Information Collected Automatically
When you visit our website or interact with our online ads:
- IP address and device ID
- Browser type and operating system
- Pages viewed and session data
- Cookies and tracking pixels (e.g., Meta Pixel, Google Analytics)
- Referral sources or ad campaign identifiers
2. Why We Collect This Information
We collect and use your data to:
- Evaluate and underwrite creditworthiness and lending risk
- Match you with suitable financial products from our internal or partner funding sources
- Submit your application to lenders or funding platforms for approval
- Fulfill legal and regulatory obligations (e.g., KYC/AML compliance)
- Communicate with you via phone, text, or email about your inquiry
- Provide customer service and support throughout the funding process
- Offer personalized financing options or follow-up opportunities
3. Who We Share Information With
As part of our operations as a lending agency, we may share your information with:
- Direct lenders and capital providers
- Loan underwriting platforms and processors
- Credit reporting agencies (if authorized)
- CRM, automation, or marketing systems (for follow-up and servicing)
- Legal, regulatory, or compliance authorities, as required
- Our internal employees, loan officers, or affiliate agents
We do not sell your personal information.
We only share what is necessary to process your loan application and serve you effectively.
4. Use of Information for Credit-Related Purposes
By submitting an application or quote request, you authorize Faundare Capital and its lending partners to:
- Conduct soft or hard credit inquiries (where applicable)
- Verify business and financial documentation
- Share your application data with appropriate funding sources
- Contact you for additional documentation or clarifications
You may withdraw your application at any time by contacting us.
5. Security of Your Data
We use administrative, technical, and physical safeguards to protect your information:
- SSL encryption on our website
- Limited access controls for sensitive data
- Secure document collection portals
- Firewalls and continuous monitoring
However, no system can guarantee complete protection. Please avoid sending sensitive documents via unsecured channels.
6. Cookies & Tracking Technologies
We use cookies and third-party tracking tools (such as Google Analytics and Meta Pixel) to:
- Measure website traffic and engagement
- Understand how visitors interact with our content
- Improve our marketing performance
You may disable cookies through your browser settings, but some website features may not function properly.
7. Your Choices and Rights
Depending on your jurisdiction, you may have the right to:
- Access or update your information
- Request deletion of your personal data
- Opt out of marketing communications
- Revoke consent to credit checks (if not yet processed)
To make such requests, contact: info@faundare.com
8. Third-Party Links & Partner Sites
We may link to external websites or funding platforms. These sites are not covered by our Privacy Policy. Please review their policies before submitting information.
9. Children’s Privacy
Our services are intended for business owners and real estate investors aged 18 or older. We do not knowingly collect data from individuals under 18.
10. Regulatory Compliance Notice
As a loan agency, Faundare Capital complies with applicable federal and state laws including:
- Gramm-Leach-Bliley Act (GLBA)
- Fair Credit Reporting Act (FCRA)
- Telephone Consumer Protection Act (TCPA)
Where required, we provide privacy notices and obtain express written consent prior to submitting applications or contacting you by phone/text.
11. Policy Updates
We may update this Privacy Policy periodically. Changes will be posted on our website with an updated effective date. Continued use of our services implies acceptance of the revised policy.